PUBLIC NOTICE

SUBSTITUTE TRUSTEE’S NOTICE OF SALE

Sale at public auction will be on April 22, 2026, at or about 2:00 PM, local time, at the Front Entrance of the Claiborne County Courthouse, 1740 Main Street, Tazewell, TN 37879, pursuant to the Deed of Trust executed by Jerry Phelps, unmarried man., to Scott R. Valby, as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns, dated March 5, 2024, and recorded in Book 1651, Page 375, Instrument Number 24011341, in the Register’s Office for Claiborne County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Claiborne County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.
Party entitled to enforce the debt: Planet Home Lending, LLC
Other interested parties: None
The hereinafter described real property located in Claiborne County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Legal Description: SITUATED In District No. One (1) of Claiborne County, Tennessee, and being known and designated as all of Lot 3, Forest Meadows Subdivision No. 1, as shown by map of same of record in Plat Book 2, Page 105, in the Register`s Office for Claiborne County, Tennessee, to which map specific reference is hereby made for a more particular description.
BEING the same property conveyed to Jerry Phelps, unmarried, by Warranty Deed from Christopher Logan Tuttle and Alexis Paige Rose, husband and wife, of record in Book 1651, Page 372, in the Register`s Office for Claiborne County, Tennessee.
THIS CONVEYANCE is made subject to applicable restrictions, building setback lines, existing easements, and all conditions of record.
THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD; NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE.
Street Address: The street address of the property is believed to be 681 Harmon Road, New Tazewell, TN 37825, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 107 016.04 000
Current owner(s) of Record: Jerry Phelps
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to postpone or adjourn the sale to another specified time certain or to another date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announced on the date, time, and location of sale set forth above or any subsequent postponed or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.
The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This Notice of Sale has been posted by Capital City Posting and can be viewed online at CapitalCityPostings.com.
Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com

Claiborne Progress:
Mar. 25 and Apr. 1, 2026
26-000306^4860